The case, Gerald J. Candeloro v. Allstate Insurance coverage Co., et al., entails a dispute between Gerald J. Candeloro and Jason Garoppolo, an Allstate agent and proprietor of the insurer’s Groton, Connecticut franchise. Candeloro, who owns property in Mystic, Connecticut, had constantly bought a FEMA flood insurance coverage coverage for the property by Allstate since 2000. His most up-to-date coverage, obtained by Garoppolo on September 14, 2021, expired on September 29, 2022.