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Home Auto insurance

necessities, course of, charges, and precautions

admin by admin
2025年6月28日
in Auto insurance
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necessities, course of, charges, and precautions
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The novel coronavirus places a cease to just about all people’s journey plans. Many choose to go to native sightseeing spots as an alternative for a style of trip. For that reason, renting a automotive for an area self-driving tour is turning into more and more widespread. What precautions must you take when occurring a self-driving tour in the course of the pandemic? How do you lease a automotive in Hong Kong within the first place? At present at Kwiksure, our consultants will delve into these questions.

Automotive rental course of and necessities in Hong Kong

Fret not, usually, renting a automotive in Hong Kong is straightforward. You solely have to comply with these few steps:

1. Inquire by the Web or phone

After all, earlier than you begin, it is best to match costs and perform a little research. You’ll be able to name automotive rental firms straight, or attain out by the Web. Get to know the automotive rental course of, required paperwork, and circumstances of various firms. As soon as you have selected a best-fit firm, contact them for a automotive rental association. 

2. Undergo the formalities 

Previous to your appointment, have your whole paperwork, lease, and deposit readily available. Wish to choose up or return the automobile at a selected location? Automotive rental firms will often cost an extra price for that. After signing the rental contract, it is best to look at your new journey for any preexisting scratches and deficiencies earlier than driving off with it. 

3. Renew or return the rental automotive

Return your rental automotive on the contract-specified location and time. Be happy to resume your rental contract, however provided that you notify the corporate upfront. 

4. Full the appliance to return the automotive 

After returning the automobile, they may test the situation of your automotive. If all the things appears to be like good, you will have your deposit returned in full. 

Suggestions for self-driving excursions in the course of the COVID-19 pandemic 

1. Do not go on one should you present signs of the novel coronavirus 

In keeping with the Division of Well being’s tips, the most typical COVID-19 signs embody fever, fatigue, dry cough and problem respiration. Get examined as quickly as attainable and keep away from touring should you show any of those signs. Different indicators of COVID-19 embody:

  • Nasal congestion
  • Headache
  • Conjunctivitis
  • Sore throat 
  • Diarrhea
  • Lack of style or odor
  • Rash
  • Fingernails or toenails altering colours 

2. Sanitize usually

After choosing up your automotive, use antiseptic alcohol or moist wipes to wipe down essentially the most incessantly used areas of the automotive, such because the steering wheel, armrests, seats, seat belts, contact screens, and so on. That is to stop contracting residual germs and viruses from the earlier driver. We additionally suggest opening the home windows whereas driving to take care of air circulation.

3. Keep vigilant when out driving or refueling your automobile

Bear in mind to put on a masks whenever you get off to take a break or go to scenic spots. Earlier than consuming, wash your fingers with cleaning soap for 30 seconds or use a hand sanitizer if that is not an choice.

4, Put on a masks and restrict your variety of passengers

To forestall the virus from transmitting, we suggest maintaining your masks on whereas driving. It’s best to ask any unfamiliar passengers if they’ve COVID-19 signs earlier than they hop on. To be additional protected, ask them to depart their contact data with you, to allow them to be tracked if mandatory.

5. Keep away from going to crowded locations

Keep away from visiting crowded vacationer sights or areas the place there have been many confirmed COVID-19 instances to guard you and your loved ones. 

Hong Kong automotive rental incessantly requested questions

Is there an age restrict for who can lease a automotive for private use? 

In Hong Kong, anybody aged 25 or above and holds a legitimate Hong Kong driver’s license for at the least two years might lease a automobile. 

What is the common charge for renting a automotive in Hong Kong?

If you happen to’re renting a automobile in the course of the day time, the speed is roughly $600 to $1,000 per day. This worth fluctuates based mostly on: 

  • How a lot mileage is included within the rental worth?
  • Is there 24-hour street assist?
  • What is the gasoline calculation methodology?
  • Is automotive insurance coverage included?
  • Is there a surcharge for added drivers?
  • How a lot surcharge is required should you choose up and return the automobile outdoors of the designated location?
  • Are you paying rental charges for any extra gear (ex. child seats, GPS gadgets)?

Earlier than renting the automotive, you need to learn all of the phrases and prices rigorously. Additionally, look by the automotive rental affirmation earlier than choosing up the automotive. This goes a good distance in serving to you keep away from pointless losses.

What paperwork are wanted when choosing up your rental automotive?

Renting a automobile for private use requires a number of paperwork: your ID card, driver’s license, pick-up ticket, proof of deal with for the final three months, and bank card. If you happen to’re renting a automotive below an organization identify, you should current a legitimate enterprise registration copy and firm seal.

Needless to say every rental firm has totally different laws. You’ll be able to confirm what paperwork are required along with your particular automotive rental firm whenever you make a reservation.

As well as, it is very important observe that some automotive rental firms don’t settle for sure varieties of bank cards or lease automobiles to drivers who’ve had a driver’s license for lower than 36 months.

Do you should return the rental automotive with a full tank?

Most automotive rental firms ask their clients to return the automobiles with a full tank. In any other case, they could cost you a service price. 

Do you should purchase insurance coverage when renting a automobile in Hong Kong for a street journey? 

In Hong Kong, most rental automotive firms already registered and acquired insurance coverage from the Transport Division. Consequently, drivers need not buy an extra automotive insurance coverage plan. The protection restrict relies on your automotive kind and your automotive rental firm. In case you have questions in regards to the protection areas, you possibly can at all times ask your rental firm.

Is it protected to share a rental automotive?

Automotive-sharing is the act of renting out idle vehicles on a day by day, weekly, or month-to-month foundation. Nevertheless, we don’t suggest this. Within the occasion of a traffic accident, it’s troublesome to make clear who’s accountable. As well as, there have been quite a few comparable disputes previously. Even when an settlement has been signed, it isn’t foolproof. Subsequently, we suggest renting vehicles from respected automotive rental firms or brokers with bodily shops.

Proceed studying: Lending your car: Insurance cover for the car owner and borrower

Contact Kwiksure for extra insurance coverage options

Kwiksure has greater than 20 years of expertise within the automotive insurance coverage trade. Except for automotive insurance coverage (third-party and complete), we additionally present dwelling insurance coverage, motorbike insurance coverage, Voluntary Well being Insurance coverage Scheme (VHIS), Hong Kong-Zhuhai-Macao Bridge (HZMB) insurance coverage, and lots of extra! Get a free quote now with our on-line citation software, or contact our team of insurance coverage skilled advisors to be taught extra about Kwiksure’s insurance plans! 

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