Alcoholism and substance abuse can wreak havoc in each space of your life. Regardless of your need to cease, it will possibly find yourself costing you your loved ones, profession, and even your life.
Along with placing your self at speedy danger by consuming massive quantities of alcohol or medication, habit will increase the danger of long-term disabilities. Our Jacksonville long-term disability lawyer explains frequent impacts and your rights in looking for advantages.
Can You Get Lengthy-Time period Incapacity Advantages For Drug And Alcohol Dependancy?
Florida Well being Charts reveal alarming information about alcoholism and drug habit all through the state. Greater than 10,000 folks go to hospital emergency rooms as a result of unintentional drug overdoses every year. In the meantime, roughly 20 % of all adults within the Sunshine State describe themselves as heavy or binge drinkers.
When habit takes maintain, it will possibly have a significant affect in your talents on the job. Employer-provided insurance coverage advantages could pay for therapy and misplaced wages, however the expectation is that you’ll recuperate. Nevertheless, even when your substance abuse points are arrested, heavy or long-term ingesting and drug use can take a heavy toll in your general well being. Based on the Nationwide Institutes of Well being, potential impacts embrace:
- Coronary heart issues;
- Most cancers and different illnesses;
- Despair, nervousness, and different psychological well being issues;
- Cognitive impairments;
- Life-threatening infections;
- Unintended accidents.
Whilst you might not be entitled to long-term incapacity for alcohol or drug habit, you might be able to obtain advantages if the above or different impacts stop you from working for a yr or longer.
Social Safety Incapacity Advantages For Dependancy
Employer-provided long-term incapacity insurance coverage advantages may also help offset your misplaced revenue in sure conditions the place drug or alcohol use prevents you from working for a yr or longer. What if you happen to do not need this sort of protection? It’s possible you’ll be entitled to advantages via the Social Safety Administration (SSA).
In figuring out whether or not you may obtain Social Safety incapacity advantages, the company will think about the next, amongst different elements:
- Whether or not your alcoholism or drug habit contributes to your disabled standing, or whether or not you’d be capable to return to work if you happen to give up utilizing.
- Bodily or psychological well being situations and limitations that stop you from working and wouldn’t enhance with abstinence.
The underside line is that when you could also be entitled to long-term incapacity protection both via an employer-provided coverage or Social Safety, your advantages could also be lowered or denied if alcoholism or habit is the first issue stopping you from working.
Request A Session With Our Florida Lengthy-Time period Incapacity Lawyer
Heavy ingesting and drug use can wreak havoc along with your well being. When associated well being issues stop you from working for a yr or longer, it’s possible you’ll be entitled to long-term incapacity advantages.
Farrell Incapacity Regulation gives the caring help {and professional} authorized steerage it’s good to shield your rights, whether or not submitting for advantages or looking for an enchantment. Contact our skilled Florida long-term incapacity lawyer right this moment and request a session in our Orlando or Jacksonville workplace.
Sources:
flhealthcharts.gov/ChartsDashboards/rdPage.aspx?rdReport=SubstanceUse.RiskBehaviors&islCounty=69
nida.nih.gov/publications/drugs-brains-behavior-science-addiction/addiction-health#:~:textual content=Individualspercent20withpercent20addictionpercent20oftenpercent20have,drugpercent20usepercent20throughoutpercent20thepercent20body
ssa.gov/advantages/incapacity/qualify.html
