Montana has a small inhabitants (round 1.1 million), that means there are fewer insurance coverage brokers in comparison with extra populous states. Nonetheless, the insurance policies bought are inclined to have larger premiums, notably in industries corresponding to agriculture, ranching, and pure sources. Montana additionally has a few of the highest auto insurance coverage charges within the U.S., primarily as a consequence of lengthy rural highways the place accidents are extra extreme, excessive charges of uninsured motorists and costly restore prices as a consequence of car measurement and rural circumstances.